Uphold just put a DeFi lending vault behind a button labeled "Earn." The pitch: "No wallet, no keys, nothing to learn."
Launched Oct. 29 in most US states: tap Earn and your RLUSD leaves Uphold for an Upshift vault, which lends it in Sentora-curated Morpho markets against collateral like kBTC, weETH, USDe and FXRP. Advertised rate: up to 7%, variable.
The fine print does the learning for you. Sentora takes 10% of earnings, Uphold takes a commission, and withdrawals complete only when those markets have unborrowed liquidity. Not a bank deposit, not FDIC insured, and "your balance can fall."
Three layers of DeFi, one friendly button. Nothing to learn, except all of it.
Source: The Defiant